iPhone Offers | iDestiny

Apple iPhone Offers  iDestiny 

A new way to own an iPhone

New Offers on iPhones

The key highlights of the offers are:

– Amazing cashback on HDFC Bank Cards plus No Cost EMI on 6 month tenure.

– 0% to 33% Downpayment, No Cost EMI schemes upto 24 months with the following loan partners:

  • > Bajaj Finance Limited
  • > HDFC Bank 
  • > ZestMoney

– Exciting “Exchange Bonus” on the trade-in transactions with Servify and Cashify on various iPhone models.

– Assured buyback on 24 month loan scheme

– Trade-in transactions with Exchange bonus can be clubbed with HDFC Bank Card cashback offer.

– iPhone Always offer on HSBC Credit Cards which offers 0 downpayment with 24 month tenure EMI at 0% Interest on 75% of the device value. The balance 25% will be payable at the end of 24 months.

– HDFC Credit Card Full-swipe: ₹5,000 Cashback
– HDFC Credit Card EMI: ₹5,000 Cashback + No Cost EMI on 6 month tenure
– HDFC Debit Card EMI: ₹5,000 Cashback + No Cost EMI on 6 month tenure

– HDFC Credit Card Full-swipe: ₹6,000 Cashback
– HDFC Credit Card EMI: ₹6,000 Cashback + No Cost EMI on 6 month tenure
– HDFC Debit Card EMI: ₹6,000 Cashback + No Cost EMI on 6 month tenure

– HDFC Credit Card Full-swipe: ₹5,000 Cashback
– HDFC Credit Card EMI: ₹5,000 Cashback + No Cost EMI on 6 month tenure
– HDFC Debit Card EMI: ₹5,000 Cashback + No Cost EMI on 6 month tenure

– HDFC Credit Card Full-swipe: ₹4,000 Cashback
– HDFC Credit Card EMI: ₹4,000 Cashback + No Cost EMI on 6 month tenure
– HDFC Debit Card EMI: ₹4,000 Cashback + No Cost EMI on 6 month tenure

– HDFC Credit Card Full-swipe: ₹4,000 Cashback
– HDFC Credit Card EMI: ₹4,000 Cashback + No Cost EMI on 6 month tenure
– HDFC Debit Card EMI: ₹4,000 Cashback + No Cost EMI on 6 month tenure

EMI Type: No Extra Cost EMI

ZestMoney Schemes supported:

  •   – 17%-0-5
  •   – 0%-0-3

Eligible iPhone Models:

  •   – iPhone 12
  •   – iPhone 12 mini
  •   – iPhone 11
  •   – iPhone Xr
  •   – iPhone SE

EMI Type: No Extra Cost EMI

HDFC Bank Schemes supported:

  •   – 0%-0-9
  •   – 0%-0-12
  •   – 33%-0-12
  •   – 33%-0-16
  •   – 0%-0-24 + Assured buyback

Bajaj Finance Schemes supported:

  •   – 0%-0-9
  •   – 20%-0-12
  •   – 33%-0-12
  •   – 33%-0-16
  •   – 33%-0-24 + Assured buyback

ZestMoney Schemes supported:

  •   – 0%-0-9
  •   – 20%-0-12
  •   – 33%-0-12
  •   – 33%-0-16
  •   – 33%-0-24 + Assured buyback

Customers can also enrol for the assured buyback with the 24-month No Cost EMI on consumer loans.

Partner: Servify

Eligible schemes:

  •   – HDFC Bank : 0%-0-24
  •   – Bajaj Finance :  33%-0-24
  •   – Zest Money : 33%-0-24
  •  

Eligible iPhone models:

  •   – iPhone 12 Pro
  •   – iPhone 12
  •   – iPhone 12 mini
  •   – iPhone 11 
  •   – iPhone Xr
  •   – iPhone SE

Assured buyback value for iPhone 12 Pro Max,  iPhone 12 Pro, iPhone 12 and iPhone 12 mini are:

  •   – 10-12 months : 45% of the original invoice value
  •   – 12-18 months : 40% of the original invoice value
  •   – 18-21 months : 30% of the original invoice value
  •   – 21-24 months : 25% of the original invoice value

Assured buyback value for iPhone 11, iPhone Xr and iPhone SE are:

  •   – 10-12 months : 40% of the original invoice value
  •   – 12-18 months : 35% of the original invoice value
  •   – 18-21 months : 30% of the original invoice value
  •   – 21-24 months : 25% of the original invoice value

Customers can enjoy the benefits of additional exchange bonus along with the trade-in value while purchasing the iPhone. The key highlights of the offer are:

  •   – Exchange bonus on purchase of iPhone 12 Pro Max — ₹3,000
  •   – Exchange bonus on purchase of iPhone 12 Pro — ₹3,000
  •   – Exchange bonus on purchase of iPhone 12 — ₹3,000
  •   – Exchange bonus on purchase of iPhone 12 mini — ₹3,000
  •   – Exchange bonus on purchase of iPhone 11 — ₹3,000
  •   – Exchange bonus on purchase of iPhone Xr — ₹3,000
  •   – Exchange bonus on purchase of iPhone SE — ₹3,000

Trade-in Partners

  •   – Servify
  •   – Cashify

Important points to note:

  •   – Customers can avail exchange bonus by trading-in their old smartphones with trade-in value of ₹5,000 and above.

  •   – The exchange bonus and trade-in value shall be passed as a credit within customer’s invoice.

  •   – Trade-in offer can now be clubbed with HDFC Cards Cashback Offer.

  •   – When trade-in is clubbed with the cashback offer, then the cashback is applicable only if the transaction value on the        card is more than 70% of the MRP of the device being purchased. 

  •   – This offer can not be clubbed with any other existing Apple loan offer.

The key highlights of the offer are:

  • – 0 Downpayment | 0% Interest | 24 month tenure 
  • – 75% of the device value will be converted into easy EMIs
  • – Balance 25% will be payable at the end of 24 months
  • – Customers can choose to register for the 25% Assured Buy Back Plan by Servify (24 months)

Eligible iPhone Models

  • – iPhone 12 Pro Max
  • – iPhone 12 Pro
  • – iPhone 12
  • – iPhone 12 mini


Look at the example below to understand the break-up:

  • – Transaction Amount: ₹79,900
  • – Tenure: 24 months
  • – Loan Amount (75% of the transaction amount): ₹59,925
  • – Total interest on 75% of the transaction amount: ₹9,811
  • – EMI amount : ₹2,906
  • – With No Cost EMI offer, net effective monthly cost : ₹2,497
  • – 25% Balance amount to be paid after 24 months : ₹19,975 (Customers can choose to avail 25% Assured Buy Back – Plan by Servify to payback this balance amount)
  • – The cashback offer is by HDFC Bank exclusively. 

  • – The cashback offer is applicable only if the transaction value on the card is more than 90% of the MRP of the device being purchased. 

  • – The cashback shall be credited within 120 business days from the last date of the transaction month on a best effort basis to all open and active card members accounts only.

  • – No Extra Cost EMI is also applicable on HDFC Bank Debit and Credit Cards EMI transactions on 6 month tenure only.

  • – No Cost EMI is available on Bajaj Finance Ltd., ZestMoney, HDFC Bank Consumer Loans on select schemes.

  • – The offers may be revised or withdrawn without any prior notice.

  • – The offer is limited to 2 transactions per card per category for the quarter.

– The iPhone shall be used by the customer on an ‘as is’ basis and shall not be tampered (like rooting attempts, reverse engineering, unlocking or jailbreaking of the Product or original firmware(s) or software(s) of the Product).

– The iPhone must be switching ON and remains in the ON-condition for a minimum of 10 minutes without being connected to a charger.

– iPhone must not have any un-authorized modifications as per AppleCare norms.

– The iPhone must be in working condition, passing all functional tests.

– The screen and the body of the iPhone must not be damaged or in broken condition.

– Screen lock is not active (all forms of screen locks like pattern, pin, password, fingerprint, face recognition, smart lock, etc. need to be deactivated)

– Find My iPhone must be deactivated before handover.

– The original charger and charging cable of the iPhone need to be returned in working condition along with the original iPhone while availing the Assured Buyback Plan.

– In case the Customer fails to provide the Product original box, charger and other accessories under the conditions specified above, Assured Buyback Value shall be reduced by 5% of the original Invoice Value.

– Consumer needs to ensure that they close their loan with bank before the device is picked up for buyback redemption. Servify assumes no responsibility towards the bank for underlying loan taken by the consumer.

– Customer needs to initiate the buyback execution before end of 24 months while the doorstep pick / in-store buyback can be done up to 30 days from end of 24 months. Once a pick up is scheduled, you need to ensure device is handed over to logistics partner. Any delay / cancellations of pick up can leads to rejection of buyback plan redemption.

– Exchange bonus offer is valid exclusively with Servify and Cashify Trade-in. 

– The exchange bonus offer is valid for smartphone trade-in transactions with trade-in value of ₹5,000 and above.

– The exchange bonus and trade-in value shall be passed as a credit within customer’s invoice.

– When trade-in is clubbed with the cashback offer, then the cashback is applicable only if the transaction value on the card is more than 70% of the MRP of the device being purchased. 

– This offer can not be clubbed with any other existing Apple loan offer.

– Old device trade-in value will be evaluated by Cashify and Servify only. It will be considered as the final offer. 

– Offer is available for limited time period.

– Any other T&Cs as specified by Cashify and Servify for trade-in.

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